Solutions · Banking

The borrower talked to a rival 150 days before maturity.

A rival lender takes security over your borrower's equipment. The charge is on the relationship manager's list the next morning, with the lender named.

Talk to us See the product

Your market

Charges, contract awards and new treasurers: where the next relationship and the next refinancing show first.

Every business you could bank

Your borrowers, your prospects and the companies banked elsewhere, in one market.

The businesses that fit your book

The right size, sector and credit profile, with a maturity coming, a facility elsewhere or a funding need.

The businesses moving this week

A rival files a charge, a contract needs a bond, a treasurer is hired. Each reaches its relationship manager the next morning, with the reason.

How it runs every day

Every morning, noombat reads your loan book beside the registers.

It reads your loan origination system, your core and your CRM, such as nCino, Temenos or Salesforce, through their APIs or a scheduled export, and the lien and charge registers, filings and contract awards for every business in your market. Each relationship manager gets who moved, why, and an angle.

Your systems, via API

Facilities, maturities and review datesnCino · Finastra
Accounts, balances and products heldTemenos · Fiserv
Relationships, pipeline and ownersSalesforce Financial Services Cloud · Dynamics 365

The public record, every morning

A rival lender files a chargeLien and charge registers
A charge is satisfiedLien and charge registers
A contract is wonPublic procurement awards
A new CFO or treasurerOfficer filings and job adverts
A subsidiary or site opensCompany registers and building permits
Shopping for lendersLinkedIn engagement and company-level site visits

Who it names

CFO or finance director
Treasurer
Controller
Owner or managing director
Head of procurement, for guarantees

9:00The list, to each account owner, with the reason

The operating day

Where signals land in the week you already run.

No new meetings. The right signal lands in the routines your team already runs.

08:00 · every day
Relationship manager book checkRelationship and portfolio managers
Deal historyAnother lender files a charge over Kestrel Mouldings' equipment on 11 Mar.
What changesThe relationship manager calls that day.
Monday · weekly
Sales pipeline meetingTeam leader and relationship managers
TenderPalomir Logistics wins a public contract on 6 May that needs a performance bond.
What changesA prospect with a dated funding need joins the pipeline.
Tuesday · weekly
Credit committeeCredit officers and the presenting manager
Role changeTwo days before committee, Vantor Hotels' filing shows a new parent company.
What changesThe credit memo reflects the new owner before it is presented.
Month end
Maturity and annual review reportRelationship managers and credit administration
Engaged a competitorArvell Brick's loan matures in 150 days. Its finance director engaged with a rival's refinancing post.
What changesMaturities are ranked by who is already shopping.
Quarter end
Covenant checks and compliance certificatesCredit administration and portfolio managers
ExpansionSolvara Dairy advertises for a group treasurer and files a new export subsidiary on 30 Sep.
What changesThe review surfaces growth that needs currency and cash management.

Use cases

How Banking sellers use noombat.

One play per stream: a dated signal, what noombat does and your next move.

New logos

A contract won, a bond needed

SignalPalomir Logistics wins a public contract on 6 May. It needs a performance bond within 30 days.
noombatPuts Palomir on the relationship manager's list with the award, start date and finance director.5% → 21%
ActionThe relationship manager offers a bond and a working-capital line.
Why it worksA relationship that starts from a funding need.

Existing clients

Another lender files on your borrower

SignalAnother lender files a charge over Kestrel Mouldings' equipment on 11 Mar.
noombatMatches the filing to your facility, with the equipment and lender named.8% → 24%
ActionThe relationship manager calls the finance director about equipment finance terms.
Why it worksThe next asset purchase stays with your bank.

Open opportunities

A maturity, and a borrower shopping

SignalArvell Brick's loan matures in 150 days. Its finance director engaged with a rival's refinancing post.
noombatRanks Arvell Brick above other maturities and names the post.~~12%~~ → 29%
ActionThe relationship manager requests financials and takes refinancing terms to credit.
Why it worksThe refinancing reaches committee before a rival's term sheet.

The morning list

A ranked list every morning, for each account owner.

The companies worth contacting today, each with a reason. Sent to Slack or Teams, each row linked to the company's file.

Three streams

What the list finds

New relationshipsReach a business the week it wins a contract or buys a site.

Your clientsSee which clients are growing, hiring a treasurer or borrowing elsewhere.

Maturities and credit in the pipelineWork the maturity report by what changed. Today it runs by date.

Worth contacting today

1ABArvell BrickOpen dealEngaged a competitorMatures in 150 days · finance director on a rival's refi postRM91

2PLPalomir LogisticsNew accountTenderPublic contract won 6 May · performance bond due in 30 daysRM87

3KMKestrel MouldingsClientDeal historyAnother lender filed a charge over its equipment 11 MarRM85

4SDSolvara DairyClientExpansionTreasurer advert · export subsidiary · no cash management heldRM78

5DEDunhollow EngineeringNew accountDeal historyCharge satisfied 14 Apr · no new charge · bought equipmentRM74

Slack · #signalsTeamsSent to each owner in the morning, in Slack or Teams

By the numbers

Key facts.

$1.3 trillionof net income earned by banks worldwide in 2025, again the most of any industry.McKinsey, Global Banking Annual Review 2026

Up to 60%of a relationship manager's time can go to internal admin.Boston Consulting Group

FAQ

noombat for Banking: common questions.

Which banking systems does noombat integrate with?

Loan origination systems such as nCino or Finastra, cores such as Temenos or Fiserv, and CRMs such as Salesforce, through their APIs or a scheduled export from your data warehouse. It reads facilities, maturities, review dates and owners.

How does noombat see another lender's security?

It reads lien and charge registers every morning. New, amended and satisfied filings are matched to your companies, with the date, lender and assets.

Does noombat work in any country?

Yes. Sources are set up per country at onboarding, from that country's company and lien registers, filings and tender feeds.

Does noombat write into our CRM?

No. It reads. Scores and reasons live in noombat and in the morning list in Slack or Teams. It never decides credit, quotes rates or contacts clients.

Last updated 13 September 2026

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