Solutions · Insurance

The client changed 108 days before renewal.

A new site, eleven new trucks, a new finance director. Your producers see each one the morning it is filed, with the account and the reason.

Talk to us See the product

Your market

Fleets, sites and finance directors: where the next account and the next renewal risk show first.

Every account you could write

Your book, your prospects and the companies no producer has called, in one market.

The accounts that fit your appetite

The right lines, size and sector, with a renewal date or an exposure your markets want.

The accounts whose risk changed this week

A fleet registered, a cold store permitted, a new finance director named. Each reaches its producer or account manager the next morning.

How it runs every day

Every morning, noombat reads your agency system beside the registers.

It reads your agency management system and CRM, such as Applied Epic or Salesforce, through their APIs or a scheduled export, and the vehicle registers, permits, benefit-plan filings and officer changes that are public in your territory. Each producer and account manager gets what changed, with the person to call.

Your systems, via API

Policies, lines held and expiry datesApplied Epic · Vertafore AMS360
Policy and claims recordsGuidewire · Duck Creek
Accounts, pipeline and broker of recordSalesforce Financial Services Cloud · Dynamics 365

The public record, every morning

A fleet starts or growsVehicle registers and operating-authority filings
A new or bigger siteBuilding and planning permits
A new CFO or risk headOfficer changes in company filings
A benefit plan driftsBenefit-plan filings
A contract is wonPublic procurement awards
Shopping the marketLinkedIn engagement and company-level site visits

Who it names

CFO or finance director
Risk and insurance manager
HR or benefits director
Fleet or transport manager
General counsel, for directors' cover
Owner or managing director

9:00The list, to each account owner, with the reason

The operating day

Where signals land in the week you already run.

No new meetings. The right signal lands in the routines your team already runs.

9:00 · every day
Producer prospecting blockProducers and new-business executives
ExpansionTarvik Freight files a new operating authority and registers 11 trucks on 3 Mar.
What changesThe first call goes to a fleet that must bind before it runs.
Monday · weekly
New-business pipeline meetingSales leader and producers
Engaged a competitorCorvane Plastics' new finance director engages with two rival broker posts.
What changesThe meeting reviews prospects already talking to another broker.
120 days before expiry
Pre-renewal strategy meetingAccount executive, account manager, risk manager
ExpansionTellmark Foods lodges a permit for a 9,000 m² cold store on 14 Jun.
What changesValues and the submission are updated before the underwriter asks.
Month end
Cross-sell and retention reviewAccount managers and branch leader
HiringBrevan Engineering, a property-only client, advertises for a fleet manager on 22 May.
What changesThe review starts from single-policy clients whose operations changed.
Quarter end
Book review and stewardship planningBranch leader and account executives
Deal historyOduna Healthcare's benefit-plan filing shows participants down 18% for a second year.
What changesStewardship reports are ordered by risk. Today they run by renewal month.

Use cases

How Insurance sellers use noombat.

One play per stream: a dated signal, what noombat does and your next move.

New logos

A new fleet, no broker yet

SignalTarvik Freight files a new operating authority on 3 Mar and registers 11 trucks.
noombatTops the fleet producer's list with the filing date, vehicle count and owner.4% → 19%
ActionThe producer calls about fleet and cargo cover before the first load.
Why it worksA meeting before the operator binds elsewhere.

Existing clients

A property-only client buys a fleet

SignalBrevan Engineering, insured for property only, registers 14 vans and advertises for a fleet manager.
noombatMatches both to the client in your agency system. No motor line is held.6% → 22%
ActionThe account manager raises fleet cover at the next service call.
Why it worksA second policy on a single-policy account.

Open opportunities

A new site before pre-renewal

SignalTellmark Foods lodges a permit for a 9,000 m² cold store on 14 Jun. Renewal is 1 Oct.
noombatPuts the permit on the account manager's list with 108 days to expiry.~~11%~~ → 27%
ActionThe account manager asks for updated values before approaching markets.
Why it worksA complete submission, with the new site, on time.

The morning list

A ranked list every morning, for each account owner.

The companies worth contacting today, each with a reason. Sent to Slack or Teams, each row linked to the company's file.

Three streams

What the list finds

New accountsReach a prospect the week its exposure changes.

Your bookSpot the single-policy client that bought a fleet or opened a site this month.

Renewals and submissionsWalk into pre-renewal knowing what changed since last year.

Worth contacting today

1TFTellmark FoodsOpen dealExpansionCold-store permit 14 Jun · renews 1 Oct · values out of dateAM92

2TFTarvik FreightNew accountExpansionNew operating authority 3 Mar · 11 trucks · no broker yetProducer88

3CPCorvane PlasticsClientEngaged a competitorNew finance director 9 Apr · engaged two rival broker postsAE84

4BEBrevan EngineeringClientHiringProperty-only client · 14 vans · fleet manager advertAM79

5OHOduna HealthcareNew accountDeal historyBenefit-plan participants down 18% again · carrier namedProducer74

Slack · #signalsTeamsSent to each owner in the morning, in Slack or Teams

By the numbers

Key facts.

−6%average commercial insurance rate change worldwide, second quarter of 2026. The eighth fall in a row.Marsh, Global Insurance Market Index

0.6%expected real growth in non-life premiums worldwide in 2026, a low point in the cycle.Swiss Re Institute, sigma, World insurance in 2026

FAQ

noombat for Insurance: common questions.

Which insurance systems does noombat integrate with?

Your agency management, policy and CRM systems, such as Applied Epic, Guidewire or Salesforce, through their APIs or a scheduled export. It reads expiry dates, lines held and broker of record. It writes nothing back.

How does noombat know a client bought vehicles?

It reads vehicle registers, operating-authority filings, permits and lien registers every morning. It matches each record to a company, with the date and source.

Does noombat work in any country?

Yes. Sources are set up per country at onboarding, from that country's own registers, filings and tender feeds. The model learns from your own booked meetings.

Does noombat quote, bind or contact clients?

No. It tells producers which accounts changed and why, and drafts the angle. Your team quotes, binds and calls.

Last updated 13 September 2026

Let's look at your market.

A 30-minute call on your market and what your first morning list would show in Insurance.